Overview
Royal & SunAlliance today
Strong Financial Performance
Our strategy is to run general insurance businesses with strong market positions delivering sustainable profitable performance.
We operate in 27 countries and provide insurance products and services in over 130 countries. We are committed to delivering sustainable returns, targeted profitable growth and continuous operational excellence. Our portfolio of businesses is diverse and provides exposure to markets at different stages of development and at different stages in the insurance cycle.
We have a strong reputation for our underwriting and claims expertise. We are focused on continuous operational improvement to enhance operational efficiency, controls and customer experience.
Key to delivering our strategy is embedding a performance management culture and having the right people. We are committed to developing talent and creating an environment where people are challenged, accountability assigned and performance rewarded.
As a result of the momentum generated, the shape and structure of the portfolio of businesses, our focus on core disciplines of underwriting, claims and expense management, the business has performed strongly. The Core Group COR improved in the year by 2 points to 94.1% and the underlying return on capital for the Core Group was 21.6%.
In 2005 we have delivered against our strategic objectives. We are confident in our ability to continue to deliver on our objective of running general insurance businesses with strong market positions delivering sustainable profitable returns.
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