Directors

John Napier^N,I
Age 63. Director of the Group from January 2003 and Chairman of the Group from March 2003. Chairman of the Nomination Committee from March 2003. Non-executive Chairman of Kelda Group plc (water utility). Former Executive Chairman and Chief Executive of Kelda Group plc. Former Chairman of Booker plc (cash and carry). Former Managing Director of Hays plc (business services) from 1991 to 1998. Former Managing Director of AGB plc (international market research and information services).

Andy Haste^E,I
Age 44. Director and Group Chief Executive from April 2003. Former Chief Executive of AXA Sun Life plc and director of AXA UK plc (life and pensions). Former President and Chief Executive Officer of Global Consumer Finance Europe at GE Capital UK, Western Europe and Eastern Europe (financial services). Former President of National Westminster Bank's US Consumer Credit Business (retail banking).

George Culmer^E,I
Age 43. Chief Financial Officer and Director of the Group from May 2004. Previously Head of Capital Management Zurich Financial Services (insurance).

Noel Harwerth^A,I
Age 58. Director of the Group from March 2004. Director of Corus Group plc, Tube Lines Limited, Metronet Rail SSL Limited and Metronet Rail BCV Limited (transport). Deputy Chairman of Sumitomo Mitsui Banking Corporation Europe Limited (finance). Former Chief Operating Officer of Citibank International plc (finance).

Edward Lea^A,R,I
Age 64. Director of the Group from July 2003. Chairman of the Group Audit Committee from October 2003. Director Redbourn Group plc (property management and investment). Director of IDC Plugs Limited (electrical services). Director of MacIntyre Care (charity). Previously a director of The British United Provident Association (BUPA).

Malcolm Le May^R,I
Age 48. Director of the Group from March 2004. President Europe JER Partners Limited (Europe) (property investment). Former Deputy Chief Executive Morley Fund Management (Investment Fund Manager). Former Deputy CEO of ING-Barings (finance).

John Maxwell^A,R,N,I
Age 61. Director of the Group from July 2003. Chairman of the Remuneration Committee from October 2003. Chairman of DX Services plc (mail). Director of Provident Financial plc (financial services). Director of Homeserve plc (support services). Governor of the Royal Ballet School. Chairman of the Institute of Advanced Motorists. Previously an executive director of Prudential Group plc. Previously Director General (Chief Executive Officer) of The Automobile Association Limited.

David Paige^E,I
Age 54. Group Risk Director from February 2005. Former Global Finance Transformation Programme Director and former Group Risk & Audit Director Aviva plc (insurance). Former Group Risk Director Zurich Financial Services (insurance). Former Chief Financial Officer of retail business, National Westminster Bank plc (banking).

Bridget McIntyre^E
Age 44. UK Chief Executive and Director of the Group from November 2005. Former Director of Sales, Marketing and Underwriting at Norwich Union (insurance).